Services

Life Insurance

Why Do I Need Life Insurance? If you have a family and have dependents the one thing you want to be sure of is that you are not uninsured. Read More What kind of life insurance should I get? There are two main categories of life insurance- Term, Permanent, Whole Life, Universal Life Insurance. Read […]
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Disability Insurance

DISABILITY INSURANCE Unfortunately if you get a sudden illness or have a serious accident you might find that it can drastically reduce your income or you may even lose your income completely. There may not even be a warning that this is going to happen. You could be left with a small amount of money […]
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Business Insurance

Introduction There are many situations where life insurance can provide for the needs of a business following an individual’s death. The funding needs covered include the following: Business Loan Protection Business loan protection involves the use of life insurance to create immediate working capital for a business… Read More Key Person Insurance Key person insurance […]
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Living Benefit Insurance

Long-Term Care Insurance Another way to protect you and your family is through long-term care insurance. This type of insurance offers… Read More Critical Illness Insurance A sudden diagnosis of heart disease, cancer, stroke or other critical conditions will change your financial priorities… Read More Long-Term Care Insurance Another way to protect you and your […]
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Investment

RESP The objective of this plan is to accumulate money in a tax shelter for the beneficiary’s post… Read More Tax Free Savings (TFSA) The Tax-Free Savings Account (TFSA) is a flexible, registered, general-purpose savings vehicle… Read More RRSP A Registered Retirement Savings Plan (RRSP) is an account, registered with the federal government… Read More […]
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Travel Insurance

Traveller’s Insurance If you’re planning on travelling out of the province or out of the country, Blue Umbrella Financial Services can provide Travelling… Read More Visitor’s Insurance Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada and being out of pocket… Read More Traveller’s Insurance If you’re planning on […]
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Medical & Dental Insurance

Individual Health Plan What happens if you do not have insurance through a company group plan or you want coverage that the province… Read More Group Insurance Under a normal underwriting arrangement, prescription drug plans and dental care benefits can be experience rated… Read More Private Health Services Using guidelines outlined by CRA (Canada Revenue […]
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Corporate Events

Sept. 13 @The Bell breakfast @ Centennial College Event Centre, Winter Room 8th Floor TicketsSep 13 @ 7:30 am – 9:30 am Guest Speaker: Ashley Challinor, Director of Policy, Ontario Chamber of Commerce Ashley Challinor is the lead on the Ontario Chamber’s health policy file. Prior to that she worked in market research in Toronto, […]
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